Heritage First Financial planning, retirement planning, investments, kansas city, missouri, 64112, 64113, CFP, Don, Lueke, Donald, heritage, heritage first, legacy, leagacy planning, planning, success, goals, family, philanthropy, stewardship, investing, saving, insurance, annuity, annuities, advice

Welcome to Heritage First.  Please explore our site where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports. 

Your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. This site has been created to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Yet, there is more.  For those interested, you will learn more about defining personal significance after the achievement of financial success.  Significance in preparing vision statements for your family; and sharing stories and values while building family unity.  We encourage philanthropy and help with strategies in charitable giving.

We’re here to help educate you about the concepts of financial planning; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.  At Heritage First, we appreciate the value of relationship and we welcome the opportunity to be of service.  Thank you for visiting.
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Lease Payment

How much would your monthly lease payment be?

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

More Calculators →

Newsletters

Insurance for Your Whole Life

If your situation calls for life insurance coverage that extends beyond your working years, it might be time to consider whether permanent life insurance would be appropriate.

Exchange-Traded Funds Can Be for Conservative Portfolios, Too

If you avoided ETFs because they were predominantly composed of stocks, the growing availability of bond ETFs might warrant a second look.

Variable Annuities Add Guarantees

Investors who would rather not choose between a guaranteed income and above-average investment gains may want to consider variable annuities with living benefit guarantees.

Defend Your Retirement from Inflation

Over long periods, inflation can pose a significant threat to quality of life for retirees, primarily because it reduces the purchasing power of their retirement incomes.

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